.pay-hero { padding:36px 28px; background:linear-gradient(120deg,rgba(56,189,248,0.12),transparent 55%); border-bottom:1px solid var(--border); }
.split-cols { display:grid; grid-template-columns:1fr 1fr; gap:28px; margin-top:24px; }
.mosaic { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin:20px 0; }
.mosaic .cell { min-height:120px; border:1px solid var(--border); background-size:cover; background-position:center; max-width:100%; }
.mosaic .c1 { background-image:url('/images/decorative/decor_5.jpg'); }
.mosaic .c2 { background-image:url('/images/decorative/decor_6.webp'); }
.callout { background:rgba(163,230,53,0.08); border:1px solid var(--term-dim); padding:16px; margin:18px 0; color:var(--muted); }
@media(max-width:900px){ .split-cols,.mosaic{ grid-template-columns:1fr; } }
@media(max-width:375px){
  .mosaic,.mosaic .cell,.pay-hero{ max-width:100%; overflow:hidden; }
  .mosaic .cell{ min-height:100px; }
}